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Please take the time to read our Terms of Use. Welcome to the Home Finance Experts Pty Ltd Website. Any reference to Home Finance Experts Pty Ltd within this Website means Home Finance Experts Pty Ltd, ABN 42 151 379 234 hereinafter referred to as The Company. Access and use of this Website is subject to these Terms of Use and The Company's Privacy Act Statement. Changes
The Company reserves the right to change, modify, add or remove any part or parts of these Terms of Use at its sole discretion. Your use and continued use of this Website will be deemed as an acceptance of these Terms of Use and any changes that may have taken effect. Please check these Terms of Use on a regular basis for any changes. The Company claims all intellectual property rights and copyright over all the materials appearing on this Website. All other business names and trademarks appearing on this Website are the property of their respective owners. The Company authorises the user to print and copy the materials published on this Website subject to the materials being used exclusively for personal use, that the materials are not modified in way, and that The Company is acknowledged as the source. Use of the materials in this Website for any commercial purpose is strictly prohibited. The materials and information presented on this Website are designed and directed to Australian residents only. The materials presented on this Website, including but not limited to interest rates, calculators, lender panel etc has been prepared from information believed to be reliable and accurate. The information presented on this Website may be reliant on third party information and is subject to change without notice. Although best endeavours will be made to ensure the accuracy of the information, it may not always be up to date, totally accurate or complete. The user indemnifies The Company, its officers, employees, agents, brokers and affiliates from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses arising out of or in any way connected to the use of this Website. Although The Company will endeavour to ensure the accuracy, reliability and security of this Website, the user acknowledges that we do not make any express or implied warranties of any kind to the user including but not limited to whether this Website is free from any errors, omissions, defects, viruses, delays or interruptions of service. To the maximum extent permitted by law, all warranties, conditions, terms expressed or implied, breaches of contact, negligence and representations about The Company, access and use of this Website, information provided on this Website, and products and services advertised, offered or supplied via this Website are excluded. Where our liability cannot be fully excluded it will be limited at our option to resupplying our service to you or paying for the resupply of our service to you. These Terms of Use are governed by the laws of Victoria, Australia and the parties irrevocably submit to the exclusive jurisdiction of the courts in Victoria, Australia. Any provision (in part or whole) of these Terms of Use held to be unenforceable, invalid or illegal for any reason will be severed from these Terms of Use and will not invalidate the remaining provisions of these Terms of Use. The Company provides a free and impartial service designed to help users make an informed decision when choosing a home or investment loan in the least amount of time and we also assist users by completing the mortgage loan application process. We are not a lender, credit provider or licensed investment advisor. Where you may require financial or investment advice we suggest you seek the services of a licensed advisor. The Company does not charge a fee for the majority of services offered via this Website although standard lender application fees and government charges apply. Where a commercial property is used as security, brokerage fees may apply. The Company receives fees from the lenders when users finalise mortgage loan transactions via our service. The approval of all mortgage loan applications are subject to the lending criteria of the lender chosen by the user. Where you have clicked-through to The Company via one of our affiliate websites, we may pay the affiliate a marketing fee for the introduction. Please attention any correspondence relating to The Company's Terms of Use by using the details in the contact us page.
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